@font-face{font-family:Manrope;src:url('/assets/fonts/manrope.woff2') format('woff2');font-weight:500 800;font-style:normal;font-display:swap}
:root{--ink:#0b0e11;--light:#f5f7f2;--paper:#fff;--acid:#d8ff3e;--panel:#171d23;--muted:#515b65;--dark-muted:#b9c0c8;--border:#d8dde0;--dark-border:#343d46}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:28px}body{margin:0;background:var(--paper);color:var(--ink);font-family:Manrope,Arial,sans-serif;font-size:17px;line-height:1.65;font-weight:500}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:5px}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{-webkit-tap-highlight-color:transparent}button,summary,select{cursor:pointer}button{border:0}a,button{touch-action:manipulation}img{display:block;max-width:100%}figure,fieldset{margin:0}fieldset{padding:0;border:0;min-width:0}legend{padding:0}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-weight:700;line-height:1.12;letter-spacing:-.045em}h1{font-size:clamp(48px,5.8vw,88px)}h2{font-size:clamp(34px,4vw,58px);margin-bottom:30px}h3{font-size:26px}p{margin-bottom:24px;white-space:pre-wrap}ul,ol{padding-left:22px}li{margin-bottom:12px}hr{border:0;border-top:1px solid var(--border);margin:30px 0}[hidden]{display:none!important}:focus-visible{outline:3px solid #638400;outline-offset:5px}.hero-stage :focus-visible,.site-header :focus-visible,.site-footer :focus-visible,.product-hero :focus-visible,.page-intro :focus-visible{outline-color:var(--acid)}.wrap{width:min(1340px,calc(100% - 96px));margin:0 auto}.section{padding:96px 0}.soft{background:#f4f5f1}.split{display:grid;grid-template-columns:1fr 1fr;gap:9%}.reading{max-width:700px}.lead{font-size:23px;line-height:1.6}.eyebrow{font-size:12px;letter-spacing:.12em;text-transform:uppercase;font-weight:800;margin-bottom:28px;line-height:1.5}.fine{font-size:13px;line-height:1.65;color:var(--muted)}.acid{color:var(--acid)}.small-dot{display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--acid);vertical-align:middle;margin-right:10px}.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip{position:fixed;z-index:50;top:-100px;left:16px;padding:14px 20px;background:var(--acid);color:var(--ink)}.skip:focus{top:16px}.preview-bar{padding:5px 48px;display:flex;gap:18px;justify-content:center;font-size:11px;background:#e9eddf;color:#3d4737;line-height:1.5}.preview-bar span:first-child{font-weight:800}.site-header{background:var(--ink);color:var(--light)}.header-inner{min-height:104px;display:flex;align-items:center;gap:35px;border-bottom:1px solid var(--dark-border)}.brand{display:block;text-decoration:none;line-height:1.2;flex-shrink:0}.brand>span{display:block;font-size:22px;font-weight:800;letter-spacing:-.04em}.brand small{font-size:12px;font-weight:500;display:block;letter-spacing:.03em;color:var(--dark-muted);margin-top:7px}.site-header nav{display:flex;gap:26px;align-items:center;margin-left:auto;font-size:13px}.site-header nav a{text-decoration:none;padding:14px 0;white-space:nowrap}.site-header nav a:hover{color:var(--acid)}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:30px;min-height:54px;padding:15px 24px;background:var(--acid);border:1px solid transparent;border-radius:6px;color:var(--ink);font-size:14px;line-height:1.4;font-weight:800;text-decoration:none;transition:background .18s ease,transform .18s ease;white-space:normal}.button:hover{background:#c4ed26;transform:translateY(-1px)}.button>span{font-size:22px;font-weight:500;line-height:1}.button-dark{background:var(--ink);color:var(--light)}.button-dark:hover{background:#2c373e}.button-outline{background:transparent;border-color:#8c96a0;color:var(--ink)}.button-outline:hover{background:#f0f3e9}.header-quote{min-height:44px;font-size:12px;padding:12px 17px;gap:22px}.header-quote>span{font-size:18px}.menu-toggle{display:none}.mobile-extra{display:none!important}.text-link{display:inline-flex;align-items:center;gap:24px;font-size:14px;line-height:1.7;font-weight:800;text-decoration:none;border-bottom:1px solid;padding:8px 0;max-width:100%}.text-link>span{font-size:20px}.text-link:hover{color:#4b6600}
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.planner-section{border-bottom:1px solid var(--border)}.planner-head{align-items:end;margin-bottom:34px}.planner-head h2{margin-bottom:0}.planner-head>p{font-size:17px;color:var(--muted);margin-bottom:2px}.planner-controls{display:grid;grid-template-columns:1fr 1fr 1fr;gap:24px}.planner-controls label,label[for]{display:block;font-size:13px;font-weight:700;margin-bottom:9px}select,input:not([type=checkbox]):not([type=radio]),textarea{width:100%;background:#fff;color:var(--ink);border:1px solid #8c96a0;border-radius:5px;min-height:50px;padding:12px 14px;line-height:1.4;font-size:15px}input::placeholder,textarea::placeholder{color:#737d83}select{padding-right:35px}.situation-field{margin-top:28px}.situation-field legend{font-size:13px;font-weight:700}.situation-options{display:flex;flex-wrap:wrap;gap:8px 28px;margin-top:10px}.situation-options label{position:relative;cursor:pointer;min-height:48px;display:flex;align-items:center;font-size:14px}.situation-options input{position:absolute;opacity:0;inset:0;width:100%;height:100%;cursor:pointer}.situation-options span{padding:12px 0;border-bottom:3px solid transparent}.situation-options input:checked+span{border-color:#809d00;font-weight:800}.situation-options input:checked+span:before{content:'✓';margin-right:6px}.situation-options input:focus-visible+span{outline:3px solid #638400;outline-offset:3px}.planner-result{display:grid;grid-template-columns:1fr 1fr;gap:8%;padding:38px 42px;background:#f1f4e9;border-top:2px solid var(--ink);margin:30px 0 15px}.planner-result>div:first-child{position:relative;padding-left:58px}.result-mark{position:absolute;top:0;left:0;width:38px;height:38px;background:var(--acid);display:grid;place-items:center;font-size:24px}.planner-result .eyebrow{font-size:10px;margin-bottom:16px}.planner-result h3{font-size:27px;max-width:390px}.planner-result p{font-size:15px;color:#46513f}.check-list{padding:0;list-style:none;margin:0 0 30px}.check-list 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0}.footer-label{font-size:11px;text-transform:uppercase;letter-spacing:.08em;margin:2px 0 18px;font-weight:800}.footer-bottom{border-top:1px solid var(--dark-border);padding-top:25px;font-size:11px;color:var(--dark-muted);display:grid;grid-template-columns:1fr 1.5fr;gap:18px 50px}.footer-bottom p{margin:0}.footer-bottom>span{grid-column:1/-1;font-size:10px;color:#89949d}
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0;text-decoration:none;font-size:14px}.state-list>a>span:first-child{font-size:10px;color:var(--muted);width:20px}.state-list>a>span:last-child{margin-left:auto;font-size:20px}.state-list>a:hover{color:#526b00}.note{margin-top:60px;background:#f3f5ef;padding:35px;max-width:900px}.note h2{font-size:28px}.note p{font-size:16px;max-width:760px;margin:0}.about-mark{background:var(--ink);color:var(--light);padding:55px 40px;min-height:490px;display:flex;flex-direction:column;justify-content:space-between;line-height:1.04;letter-spacing:-.05em}.about-mark>span:first-child{font-size:22px;color:var(--dark-muted)}.about-mark>span:last-child{font-size:clamp(50px,5vw,72px);font-weight:700}.reading h2{font-size:34px}.reading p{font-size:16px;color:var(--muted)}.contact-panel{background:#f2f4ec;padding:40px}.contact-panel h2{font-size:38px}.email-address{font-size:clamp(19px,2.3vw,30px);font-weight:700;letter-spacing:-.03em;overflow-wrap:anywhere}.legal-reading{max-width:850px}.legal-reading h2{font-size:30px;margin-top:45px}.legal-reading p{color:var(--muted);font-size:16px}.notice{padding:20px 24px;background:#f0f4e4;border-left:3px solid #738d22;font-size:14px;line-height:1.6;margin-bottom:30px}.notice p{font-size:13px;margin:6px 0 0}.check-item{display:flex;gap:14px;align-items:flex-start;cursor:pointer;font-size:15px;padding:10px 0;line-height:1.6}.check-item input{width:20px;height:20px;flex:0 0 20px;margin:3px 0 0;accent-color:#34460a}.check-item input:checked+span{color:#455c08}.checklist-group .check-item{padding:14px 0;border-bottom:1px solid #e2e6de}.quote-layout{display:grid;grid-template-columns:250px minmax(0,780px);gap:8%;justify-content:space-between}.quote-progress{list-style:none;padding:0;margin:0 0 36px}.quote-progress li{display:flex;gap:17px;padding:20px 0;border-top:1px solid var(--border);font-size:13px;color:var(--muted);margin:0}.quote-progress li>span{font-size:11px;align-self:center}.quote-progress [aria-current=step]{color:var(--ink);font-weight:800;border-top:3px solid #7c9700}.quote-progress .completed>span{color:#4f6d00}.quote-progress .completed>span:after{content:' ✓'}.quote-layout aside>.text-link{font-size:12px}.quote-step{scroll-margin-top:30px}.quote-step>legend{font-size:32px;font-weight:700;letter-spacing:-.035em;line-height:1.25;margin-bottom:20px;display:block}.step-help{font-size:14px;color:var(--muted);margin-bottom:28px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.field{margin-bottom:24px;min-width:0}.field-help{font-size:12px;color:var(--muted);margin:9px 0 20px}.required{color:#687321;font-weight:700}input:disabled{background:#f0f1ee;color:#6b736f}.quote-step .fine{margin-top:0}.form-navigation{display:flex;justify-content:space-between;gap:20px;margin-top:30px;padding-top:25px;border-top:1px solid var(--border)}#quote-next,#quote-review-action{margin-left:auto}.form-navigation .button{min-width:150px}.error-summary{background:#fff0f1;color:#8f1722;padding:20px 24px;margin-bottom:30px;border:1px solid #ad1726;font-size:14px}.error-summary p{margin:0 0 10px;font-weight:800}.error-summary ul{margin-bottom:0}.error-summary li{margin-bottom:6px}.land-uses{display:grid;grid-template-columns:1fr 1fr;margin-bottom:20px}.land-uses legend{font-size:13px;font-weight:700;margin-bottom:12px}.land-uses .check-item{font-size:13px}.review-panel{background:#f4f6ef;padding:28px;margin:20px 0}.review-panel h2{font-size:23px}.review-panel dl{display:grid;grid-template-columns:120px 1fr;font-size:13px;gap:13px 22px;margin-bottom:25px}.review-panel dt{color:var(--muted)}.review-panel dd{margin:0;overflow-wrap:anywhere}.text-button{padding:8px 0;border-bottom:1px solid;background:transparent;color:var(--ink);font-size:13px;font-weight:700}#preview-complete{margin-top:30px}
@media(min-width:1500px){.hero-copy{padding-top:65px;padding-bottom:55px}.hero-scene{margin-left:0}.hero-main{grid-template-columns:1.25fr 1fr}.hero-copy h1{font-size:106px}}
@media(max-width:1180px){.wrap{width:calc(100% - 64px)}.header-inner{gap:22px}.brand>span{font-size:20px}.site-header nav{gap:19px;font-size:12px}.hero-copy h1{font-size:7.1vw}.hero-subline{font-size:22px}.property-modes{gap:16px}.property-modes label{font-size:12px}.quote-dock{gap:24px}.property-row{grid-template-columns:30px 1.3fr 1fr 110px 25px;gap:20px}.property-row h3{font-size:24px}.property-row p{font-size:13px}.property-row img{height:95px}.article-layout{grid-template-columns:210px minmax(0,1fr);gap:7%}.quote-layout{grid-template-columns:200px minmax(0,1fr);gap:6%}}
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li>span{display:block;margin-bottom:6px}.quote-step>legend{font-size:28px}.form-grid{gap:18px}.field label{font-size:12px}.review-panel{padding:24px 20px}.review-panel dl{grid-template-columns:95px 1fr;gap:12px;font-size:12px}.notice{padding:18px 20px}.quote-section{padding-top:30px}.step-help{font-size:13px}}
@media(max-width:380px){.wrap{width:calc(100% - 36px)}.brand>span{font-size:17px;max-width:225px}.menu-toggle{font-size:11px;gap:6px}.hero-copy h1{font-size:43px}.hero-subline{font-size:21px}.preview-bar{font-size:9px;gap:9px}.planner-controls,.form-grid{grid-template-columns:1fr}.planner-controls>div:last-child{grid-column:auto}.state-list{grid-template-columns:1fr}.footer-top{grid-template-columns:1fr 1fr}.footer-top>div>a:not(.brand){font-size:11px}.situation-options{gap:0 18px}.situation-options label{font-size:12px}.closing-row h2{font-size:43px}.form-navigation .button{min-width:0;padding:14px 18px}.quote-progress{gap:10px}.quote-progress li{font-size:9px}.property-row h3{font-size:23px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}
@media print{body{font-size:11pt;color:#000;background:#fff}.preview-bar,.site-header,.site-footer,.no-print,.closing,.breadcrumbs,.page-intro .button,.article-layout aside,.skip{display:none!important}.wrap{width:100%;max-width:none}.page-intro{background:#fff;color:#000;padding:0 0 20px}.page-intro h1{font-size:30pt}.page-intro p,.page-intro .eyebrow{color:#333}.section{padding:15px 0}.article-layout{display:block}.article-section{break-inside:avoid;margin:0 0 20px;padding:0 0 15px}.article-section h2{font-size:18pt;margin:0 0 12px}.check-item{font-size:11pt;padding:5px 0!important}.check-item input{appearance:none;width:13px;height:13px;border:1px solid #333}.check-item input:checked:after{content:'✓';font-size:10px;display:block;line-height:12px}.fine{font-size:9pt}.notice{background:#fff;border:1px solid #999}}

@media(min-width:961px) and (max-width:1499px){.hero-copy{padding-top:45px;padding-bottom:25px}}
/* Educational content and coverage explorer. */
.coverage-dock{grid-template-columns:minmax(0,1fr) minmax(190px,260px);align-items:center}.coverage-dock .dock-action{padding-top:0}.planner-controls{grid-template-columns:minmax(220px,380px)}.planner-controls>div:last-child{grid-column:auto}.insight-list{list-style:none;padding:0;margin:0 0 30px}.insight-list li{position:relative;padding:0 0 18px 24px;margin:0 0 18px;border-bottom:1px solid #b4c2a9;white-space:pre-wrap;line-height:1.65;font-size:15px}.insight-list li:before{content:'—';position:absolute;left:0;top:0}.insight-list li:last-child{margin-bottom:0}.ready-panel .insight-list li{border-color:#aebea1}.state-context{margin-bottom:64px}.state-context h2{font-size:27px;line-height:1.2}.state-context p{font-size:15px}.planner-result h3{font-size:31px;line-height:1.2}.product-hero-grid>div>p:not(.eyebrow):not(.hero-subline){max-width:650px}.article-section>p{max-width:760px}.state-feature h2{font-size:clamp(34px,3.7vw,52px)}
@media(max-width:720px){.coverage-dock{grid-template-columns:1fr;gap:20px}.coverage-dock .dock-action{display:flex;align-items:center;gap:24px}.coverage-dock .dock-action .button{width:auto;min-width:190px}.coverage-dock .dock-action>a{margin:0;font-size:12px;text-align:left}.planner-controls{grid-template-columns:1fr}.planner-result h3{font-size:26px}.insight-list li{font-size:14px}.state-context{margin-bottom:40px}}

.quote-embed{display:block;width:100%;height:1150px;border:0;scroll-margin-top:24px;background:#fff}.quote-fallback{margin-top:24px}.quote-section>.wrap>.fine{max-width:800px}

/* Resources share the site's editorial typography and restrained color palette. */
.resource-article{max-width:1200px;grid-template-columns:220px minmax(0,1fr);gap:64px}.resource-article>aside{position:sticky;top:28px}
.resource-article .article-section h2{margin-bottom:24px}
.resource-intro h1{font-size:clamp(44px,5.8vw,82px);max-width:1150px}.resource-intro .intro-copy{max-width:850px}
.resource-cards{display:grid;grid-template-columns:1fr 1fr;gap:24px}.resource-card{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);border:1px solid #CCD2C8;border-radius:8px;padding:38px;background:#F4F6EF;transition:border-color .2s,transform .2s}.resource-card:hover{border-color:#687321;transform:translateY(-3px)}.resource-card h2{font-size:clamp(30px,3vw,45px);line-height:1.15;letter-spacing:-1.5px;margin:0 0 20px}.resource-card>p{font-size:16px;line-height:1.7;max-width:440px;margin:0 0 24px}.resource-card-link{font-size:13px;font-weight:700;display:flex;justify-content:space-between;gap:16px;margin:auto 0 30px}.resource-card-link>span{font-size:22px}.form-visual{display:flex;gap:8px;align-items:flex-end;height:120px}.form-visual>span{flex:1;display:flex;flex-direction:column;justify-content:space-between;background:#DAE3D2;border:1px solid #ABBCA1;border-radius:5px;padding:13px;font-size:17px;font-weight:700;height:75%}.form-visual>span:nth-child(2){height:88%}.form-visual>span:last-child{height:100%;background:#D8FF3E;border-color:#A3BE18}.form-visual i{font-style:normal;font-size:9px;font-weight:500;margin-top:13px;white-space:normal}.value-visual{height:120px;background:#0B0E11;color:#fff;padding:19px 24px;border-radius:5px;display:flex;flex-direction:column;justify-content:center;gap:6px;font-size:13px}.value-visual strong{color:#D8FF3E;font-size:24px;letter-spacing:-.5px}.resource-library{display:grid;grid-template-columns:1fr 1.2fr;gap:80px;margin-top:90px}.resource-library h2{font-size:42px}.resource-list-item{display:block;border-top:1px solid #CCD2C8;padding:25px 0;text-decoration:none;color:#0B0E11}.resource-list-item h3{font-size:22px;display:flex;justify-content:space-between;gap:20px;margin:0 0 12px}.resource-list-item p{color:#515B65;font-size:14px;margin:0;line-height:1.7}.resource-list-item:hover h3{text-decoration:underline;text-underline-offset:5px}.resource-article article{min-width:0}.resource-article .article-section h2{font-size:clamp(30px,3vw,42px);line-height:1.15;letter-spacing:-1.3px;max-width:750px}.resource-article .article-section p{white-space:pre-wrap}.resource-article .fine{font-size:12px;line-height:1.8;color:#515B65}.resource-article .fine a{color:#445D00;text-underline-offset:3px}.resource-table{width:100%;overflow-x:auto;margin:28px 0 18px}.resource-table table{width:100%;border-collapse:collapse;min-width:570px}.resource-table caption{text-align:left;font-size:12px;color:#515B65;padding-bottom:12px}.resource-table th,.resource-table td{font-size:14px;line-height:1.7;padding:18px;text-align:left;vertical-align:top;white-space:normal}.resource-table th:first-child{width:20%}.resource-table thead{background:#0B0E11;color:white}.resource-table tbody th{font-weight:700}.resource-table tbody tr{border-bottom:1px solid #CCD2C8}.resource-table tbody tr:nth-child(2n){background:#F4F6EF}.coverage-explorer{background:#F4F6EF;border:1px solid #CCD2C8;padding:30px;border-radius:8px;margin-top:25px}.coverage-explorer fieldset{border:0;padding:0;margin:0}.coverage-explorer legend{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:1px;margin-bottom:18px}.concern-options{display:grid;grid-template-columns:1fr 1fr;gap:10px}.concern-options label{display:flex;gap:12px;align-items:flex-start;padding:16px;border:1px solid #BCC6B5;border-radius:5px;background:white;font-size:13px;line-height:1.6;cursor:pointer}.concern-options label:has(input:checked){background:#E9F5CC;border-color:#718B00}.concern-options input{width:18px;height:18px;flex:none;margin:1px 0 0;accent-color:#5D7400}.coverage-explorer .reset-button{margin:18px 0 0;font-size:12px;padding:0;min-height:30px}.concern-results{border-top:1px solid #B6C2AD;margin-top:24px;padding-top:28px}.concern-results .eyebrow{margin-bottom:14px}.concern-results h3{font-size:28px;line-height:1.25;letter-spacing:-.8px;margin:0 0 16px}.concern-results>p:not(.eyebrow):not(.fine){font-size:15px}.concern-answer{padding:18px 0;border-top:1px solid #CCD2C8}.concern-answer h4{font-size:16px;line-height:1.5;margin:0 0 10px}.concern-answer p{font-size:14px!important;margin:0}.resource-related{display:block!important;background:#F4F6EF;border:1px solid #CCD2C8;padding:30px!important;border-radius:6px;margin-top:30px}.resource-related h2{font-size:33px;line-height:1.2;letter-spacing:-1px}.resource-related p{font-size:15px;line-height:1.7}.resource-related .text-link{font-size:13px}.payment-example{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:30px 0}.payment-example>div{padding:25px;background:#F4F6EF;border:1px solid #CCD2C8;border-radius:6px}.payment-example .eyebrow{font-size:10px;line-height:1.7;min-height:34px}.payment-example dl{margin:0}.payment-example dl>div{display:flex;justify-content:space-between;align-items:baseline;gap:20px;margin:15px 0;font-size:13px}.payment-example dd{margin:0;white-space:nowrap;font-weight:700}.payment-example .payment-total{border-top:1px solid #B6C2AD;padding-top:18px;font-weight:700;flex-direction:column;gap:10px}.payment-total dd{font-size:36px;letter-spacing:-1.5px}.payment-example>div>p:last-child:not(.eyebrow){font-size:12px;line-height:1.7;margin-bottom:0}.resource-crosslink{border-top:1px solid #CCD2C8;padding:25px 0;margin-top:30px;font-size:14px;line-height:1.8;max-width:760px}.resource-crosslink a{color:#445D00;text-underline-offset:4px}
@media(max-width:960px){.resource-library{gap:35px}.resource-card{padding:27px}.resource-card h2{font-size:33px}.resource-cards .eyebrow{font-size:9px}.coverage-explorer{padding:23px}.concern-options{grid-template-columns:1fr}.payment-example{grid-template-columns:1fr}.resource-article .resource-related{display:block}}
@media(max-width:720px){.resource-intro h1{font-size:clamp(39px,9vw,64px)}.resource-cards,.resource-library{grid-template-columns:1fr}.resource-cards{gap:20px}.resource-card{padding:25px}.resource-card h2{font-size:34px}.resource-library{margin-top:55px;gap:20px}.resource-library h2{font-size:34px}.resource-table th,.resource-table td{font-size:13px}.resource-article .article-section h2{font-size:30px}.coverage-explorer{padding:20px}.concern-options label{padding:14px;font-size:13px}.concern-results h3{font-size:25px}.resource-related h2{font-size:28px}.resource-related{padding:25px!important}.payment-example>div{padding:22px}.form-visual i{font-size:9px}.form-visual>span{padding:10px;font-size:15px}}
@media(max-width:960px){.resource-article{grid-template-columns:170px minmax(0,1fr);gap:32px}}
@media(max-width:720px){.resource-article{grid-template-columns:1fr;gap:26px}.resource-article>aside{position:static}}